Loan / EMI Calculator
Enter a loan amount, rate, and tenure to see the periodic payment, total interest, and a full amortization schedule. Add extra payments to watch the payoff date and total interest shrink — with SVG charts and CSV download.
Loan parameters
Enter the loan details — every other number updates instantly.
Loan presets
Pick a starting point — you can tweak everything afterwards.
Extra payments
Pay down principal faster to shrink the schedule.
One-time lump sums
No one-time payments yet.
Results
Periodic payment and headline totals.
Periodic payment
Total paid
$670,624.92
Total interest
$390,624.92
Payoff date
Jun 01, 2056
Financed amount
$280,000.00
Effective APR
7.00 %
Includes fees folded into the principal.
Principal vs interest
Where every dollar of the total payment ultimately goes.
- Principal$280,000.00
- Interest$390,624.92
Outstanding balance
Remaining principal over the life of the loan.
Yearly composition
Stacked principal & interest per calendar year.
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Year · Principal / Interest
Amortization schedule
Period-by-period breakdown. Search, switch views, or export to CSV.
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